Want To Buy A Home,
But Your Credit Score
Needs Improvement?

Repair your credit in as little as 90 days!

In as little as 90 days, we can repair your credit and help you qualify for lower interest rates and easy down payment options. We offer affordable credit repair services without monthly fees and long-term contracts. Your dream home awaits you! Take the next step and watch your credit score soar with Credit Falcon.

Get your FREE Credit Analysis. Call Now!

Good credit makes home buying easy

Credit plays a major role in your home buying journey. Get prepared.

Person A

Credit Score: 750
Asking Price: $139,000
Interest Rate: 3.5%
Down Payment: $4,865

Person B

Credit Score: 550
Asking Price: $139,000
Interest Rate: 10%
Down Payment: $13,900

The same thing happens with your credit cards, vehicle, loans, etc.
  • Affordable one-time service fee
  • 50% discount for your friend or family member
  • FREE Credit Education & Recommendations
  • Results Guaranteed or Your Money Back

Get The Best Credit Repair Services

Unlike our competitors, we won’t use stalling tactics to extend the length of time it takes to restore your credit just to keep taking your money, month after month. We charge a one-time fee to tackle the questionable and negative items on your credit report, and we know how to increase credit scores fast.

What can we remove for you?

Late Payments

Charge Offs







You owe it to yourself. Stop putting it off!

Our 4 Step Credit Repair Process


We perform a thorough credit analysis to pinpoint the inaccuracies and discrepancies on your report. You'll receive a copy of the analysis.


We carefully plan a powerful strategy to tackle the items that are hurting your credit score. Fast credit repair is our goal.


We custom tailor each dispute to align with the errors on your report, and work with the credit bureaus to remove what's holding you back.


During our process, you'll get free credit building tips, credit hacks, credit recommendations, and we'll even share our secret lenders list.

Let Us get You home purchase ready!

Your dream home awaits you! Take the next step and claim that beautiful home you've always dreamed of.

How people feel about us...

Erika Hickman - Orlando, FL

I watched my score climb over 100 points! Credit Falcon is a top notch and professional credit repair company! I recommend them to everyone.

E. Mariano - Miami, FL

Very efficient and professional, and customer service is great.

Jordan Hainsworth - Partner/Mortgage Broker

You deliver so much value! Your pricing is more than fair, and you genuinely care about your customers. I'm excited about our partnership!

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Rick Hawkins - Augusta, GA

A collection account was removed from my credit report within the first 30 days of signing up with Credit Falcon! Great job Charles, and team at Credit Falcon! Great start.

Questions & Answers

Yes, there are companies who will give you a mortgage loan if you have less than perfect credit, but you can expect to pay higher interest rates, which will make your monthly payments higher. It is much better to clean up your credit reports so that you can have higher credit scores, which will result in the best interest rates possible. Want to clean up your credit reports? Give us a call if you would like us to help you!
Any information on a credit report can be removed, but it has to be removed due to a violation of some type (which you will find described in the Fair Credit Reporting Act) (FCRA). There are many laws written to protect you (the consumer), so anything that violates these laws will cause removal of any accounts including judgments, liens, collections, charge-offs, bankruptcies and late payments that are incorrect, misleading, obsolete or inaccurate.
You can improve your score by paying your bills on time; closing accounts that are no longer needed; not maxing out your credit cards (never owe close to your limit); not letting prospective creditors pull your credit reports unless it is absolutely necessary; deleting negative credit; deleting inquiries; and doing your best to settle outstanding debts, collections, and judgments. Please see the informational sheet in your educational folder: ‘Factors that Affect Your Scores’.
Yes! You should always keep your balances at least 50% below the limit. If at all possible, try even lower than 35% below the limit. Having credit cards can improve your credit scores—if you do not abuse them and if you have no more than one to three. Of course, making your payments on time will also help increase your scores.
First of all, Credit Identity Theft is on the rise and one of the fastest growing crimes in the United States. Out of all 50 states, Arizona is #1. Studies show that about 1 in 5 families in the U.S. has been a victim of identity theft. It is imperative to protect your credit. If you don’t do it, no one will do it for you. We have included an informational sheet about what is Identity Theft? It includes Top 10 Causes of Credit Fraud and Identity Theft and 10 Tips to Help Prevent Credit Fraud and Identity Theft. We have taken a further step in educating you by giving you the most detailed list available: Step by Step must do list if Identity Theft strikes.
The credit bureaus do not want you to be educated about how to read your credit reports, understand what certain details mean, what is a positive account, what is a negative account, what is a red flag and how it can hurt you, how to delete or correct duplicate, misleading, obsolete or inaccurate items, how to add positive credit, how to delete unauthorized inquiries, addresses, employment information, etc. Keep in mind that they are in business because their main purpose to report positive and negative items about you on their report. The credit bureaus receive money; yes MONEY from your creditors, collection agencies, courts, or anyone who is obtaining your credit report – with or WITHOUT your authorization!!! It is up to YOU to defend yourself!!! In this situation, you are guilty until you prove yourself innocent. Funny how it is turned around from the original fact: ‘You are innocent until proven guilty’. If you don’t review your credit reports at least once a year for inaccuracies, then who will do it for you? No one! The creditors, collection agencies, etc. will get away with putting any type of information on your credit report because the credit bureaus work for them and get paid by them, not you.
No, legally they cannot. The Fair Debt Collection Practices Act contains information as to what a collection agency can and cannot do, what times they can call you, etc. Most people do not know their credit rights (Fair Credit Reporting Act, Fair Debt Collections Practices Act and the Fair Credit Billing Act). Here are your rights under the Fair Debt Collection Practices Act: • Debt collectors may contact you only 1 time per day • Debt collectors may contact you only between 8 am and 9 pm (your time) • Debt collectors may not threaten, harass, oppress, or abuse you • Debt collectors may not tell you that they can take your house, or vehicle • Debt collectors may not contact you at work if they know your employer disapproves • Debt collectors may not lie when collecting debts, such as falsely implying that you have committed a crime • Debt collectors must identify themselves to you on the phone • Debt collectors must stop contacting you if you ask them to in writing By Federal Law, you have the right to stop the Collection Agencies from contacting you by mail or by phone. You can exercise this right by sending them one of our specific documents such as the “Do Not Call Letter”. There is also another letter that takes a stronger stance called a “Cease and Desist” letter. This letter quotes in legal terms that you are notifying the collection agency under provisions of Public Law 95-109, Section 805-C, of the Federal Fair Debt Collection Practices Act that they will CEASE AND DESIST in their efforts to collect on an existing account.
They must adhere to the federal law, the Fair Debt Collections Practices Act. Within five days after you are first contacted, the collector must send you a written notice telling you the amount of money you owe; the name of the creditor to whom you owe the money; and what action to take if you believe you do not owe the money.
You can request these copies from the Federal Trade Commission. Know your rights and get educated!
First you want to make sure that they are following all federal laws that govern them. (The Fair Credit Reporting Act and the Fair Debt Collections Practices Act). Most know these laws but do not abide by them fully. They prey upon consumers and harass them because most people do not know these laws and they do not have to be a victim! You can fight back and make them follow the law. You have more credit rights than you know. Some of these choices are: send them a “Debt Validation Letter”, a “Do Not Call Letter” or a “Cease and Desist Letter”. Even if you think that the information may look accurate, you don’t just want to pay a collection agency that merely sends you 1 letter that says “Hey you, you need to pay us”. What are your guarantees that you really owe this? What proof do they have that you owe this? What documentation do they have to rightfully collect for the original creditor? We can help you to decide what to do depending on your own unique situation to benefit you the most.
Paying a collection debt doesn’t mean it will come off of your credit report. What it does mean is that now it will be reported as a “Paid Collection.” This is the most common myth when it comes to a collection account. The collection agencies will lie to you to get your money. They have been known to say, “Yes, we will update your account if you pay this collection account”. Did you really hear what they said? Updating doesn’t mean DELETING your negative collection account; it just means updating to show that you finally paid the collection account. This will then appear as: “Paid collection”. We will advise and teach you in how to negotiate properly with your creditors or the collection agencies. It is all done in writing, not by phone calling. This way you always have documented proof and a paper trail of every transaction.
The Credit Bureaus would like you to believe that all information stays for 7-10 years, regardless of anything you do. However, the dispute process we use may DELETE THESE NEGATIVE ITEMS ALTOGETHER before this time. If you had the choice to wait it out, or be pro-active and clean up your credit reports, which one would you choose? Good credit - 10 years or longer Negative credit (late payments, collections, charge-offs, closed accounts, child supports, civil and small claim judgments, paid tax liens) - 7 years from the date paid Chapter 7, 11 and 12 Bankruptcy - 10 years Chapter 13 Bankruptcy - 7 years Unpaid tax liens - 10 years Inquiries - 2 years
Yes! A consumer can file a complaint with the Federal Trade Commission, Office of the Attorney General, or Consumer Credit Commission. If you feel that they have violated your rights under the Fair Credit Reporting Act or the Fair Debt Collection Practices Act, you can sue a credit bureau or collection agency, and/or you can file a complaint with the small claims court in your area. You don’t have to have an attorney to do this. With proper documentation, you can effectively take care of this on your own. The costs to do this are approximately $14 to $50, but check your local small claims court office for correct amount.
By calling 1-888-5OPT-OUT or going to www.OptOutPrescreen.com; you can opt out for 5 years or permanently. This will stop the credit card companies from pulling your credit reports without your authorization, sending you junk mail, and in the process, you’ll also be saving a lot of trees! This is a free service and only takes about 2 minutes.